Terms of Service

Last updated: 5/8/2026

By using Wellmo you agree to the following terms. Wellmo is an insurance comparison platform; we facilitate proposals from third-party insurers but do not underwrite policies ourselves.

1. Use of the service

You agree to provide accurate company and employee information. Misrepresentation may invalidate quotes or resulting policies.

2. No financial advice

Information presented on Wellmo is for comparison only and does not constitute financial, legal, or insurance advice. Decisions to purchase any policy are entirely your own.

3. Quotes are indicative

Quotes shared are indicative until a policy is bound by an insurer. Final terms are governed by the insurer's policy document.

4. Limitation of liability

Wellmo is not liable for any loss arising from policies issued by partner insurers, claim outcomes, or use of the platform.

5. Termination

We may suspend accounts that violate these terms or applicable law.

6. Contact

Questions? Email hello@wellmo.in.