Wellmo

How Wellmo works

A clear, no-pressure process built around your renewal timeline.

01

Tell us what you need

Fill the request-quote form: company details, current policy (if any), what coverage you want, and an Excel/CSV of employees with DOB and gender. You can mask names.

02

We confirm and clarify

We email you a magic-link login. Our team reviews the request and may ping you for a few quick clarifications.

03

We shop the market

We approach our partner insurers (Aditya Birla, ICICI Lombard, HDFC ERGO, IFFCO Tokio, Religare, and more) and gather competing proposals tailored to your team.

04

Compare in your dashboard

Within ~48 hours you see all proposals side-by-side: premium, sum insured, room rent, maternity, pre-existing, waiting period, hospital network.

05

Pick & discuss

Click 'Discuss further' on the proposal you like. We connect you with the insurer's team for paperwork, and stay involved through claims.

What we never do

We don't share your employee data with anyone outside the insurers you choose to engage with. See our Privacy Policy.